SME Banking
Supporting small and medium sized businesses at every stage of their journey. Our SME Banking solutions are structured to support day to day operations, effective cash management, and longer term financial planning as businesses grow.
Products for SMEs
Business Current Accounts
The foundation of the SME banking relationship. Built for routine business activity like receiving payments, paying salaries and suppliers, and transferring funds. These accounts provide on demand access to funds and serve as the primary operating account for SMEs, subject to applicable terms, limits, and regulatory requirements.
Call Accounts
Allow SMEs to move funds above their day to day operating needs out of a Current Account into a Call Account to earn returns instead of leaving them idle. Funds remain accessible on notice, making this a practical option for managing short-term surplus cash without locking it away.
Business Savings Accounts
Business Savings Accounts enable SMEs to hold funds without fixed tenures, earn pro-rated profit, and access balances easily without the need for active cash management, supporting financial discipline and stability.
Investment / Term Deposit Accounts
Helping SMEs make better use of excess funds. Structured deposit accounts that allow SMEs to place excess funds for defined periods with transparent return terms, supporting prudent cash management.
Solutions for SMEs
Funding that supports real business needs. Financing solutions designed to support working capital requirements, asset purchases, expansion plans, and short term cash flow needs, subject to eligibility and credit assessment.
Supporting SMEs with international exposure. Foreign exchange services and multi currency accounts designed to help SMEs manage cross border transactions and reduce the impact of currency fluctuations.
Tools that keep SMEs in control. Online and mobile business banking platforms that allow SMEs to manage accounts, make payments, and monitor transactions anytime, anywhere.
Keeping business moving. Secure and efficient local and international payment services that support supplier payments, payroll, and cross border transactions, including bulk and scheduled payments.
Convenient access to business funds. Debit and credit cards designed for everyday business spending, locally and internationally, offering flexibility and control subject to applicable limits.
A banking partner for your journey. Dedicated SME relationship support providing practical guidance on products, documentation, and day to day banking needs. Partnering with SMEs to support daily operations, financial stability, and long term growth.