Corporate & Institutional Banking
We provide Corporate and Institutional Banking services to entities operating within the Maldives and across international markets. Our services are designed for organisations that require reliable banking infrastructure, disciplined financing solutions, and relationship-led support as their operations grow in scale and complexity. As a regulated bank operating under the supervision of the Maldives Monetary Authority (MMA), our platform supports clients across their full banking lifecycle from daily transactions and liquidity management to structured financing and long term growth within a clearly defined regulatory and governance framework.
Who We Serve
DBM provides services to both Maldivian and foreign entities, supporting organisations with varying ownership structures, operating footprints, and levels of operational complexity. Our services are structured to remain appropriate as businesses expand domestically, engage in cross-border activity, or operate within increasingly complex regulatory environments.
Supporting Diverse Operating Models and Business Structures
International Entities
Local Entities
Broad Range of Entity Types
Commercial
Cooperative
Public Sector
Our Business & Institutional Banking Products
Business Accounts
We offer a range of business accounts designed to support operational activity, liquidity management, and prudent use of surplus funds.
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Cash Management and Payment Solutions
Our services are designed to support the full movement of funds across business operations, with clear controls, transparency, and operational reliability.
Learn NowDigital Banking & Merchant Services
Our platform provides secure, role based access to business banking services while supporting internal governance and control requirements.
Financing & Credit Solutions
We support businesses in managing liquidity, acquiring assets, executing trade, and funding expansion through disciplined, relationship-led commercial banking solutions.
Learn NowRelationship Management & Governance
Our services are delivered through dedicated relationship management supported by defined governance and risk frameworks.
Frequently asked questions.
Who can open a business account with DBM?
DBM business accounts are available to Maldivian entities and eligible foreign businesses with lawful operations, investments, or approved activities in the Maldives, subject to regulatory and internal approvals.
Is DBM regulated?
Yes. The Development Bank of Maldives is licensed and regulated by the Maldives Monetary Authority (MMA) and operates in accordance with applicable banking laws and regulations.
What documents are required to open a business account?
Documentation requirements vary by entity type and risk profile but typically include incorporation documents, ownership details, authorised signatories, and compliance information. DBM will confirm requirements during onboarding.
Are multi-currency accounts available?
Multi-currency facilities may be available subject to eligibility, regulatory permissions, and DBM approval.
Does DBM provide online banking for businesses?
Yes. DBM offers secure digital banking access for business clients, subject to system availability and onboarding approval.
Are all applications approved?
No. All business account applications are subject to due diligence, risk assessment, and regulatory compliance. DBM reserves the right to approve or decline applications.