Business Accounts
We offer a range of business accounts designed to support operational activity, liquidity management, and prudent use of surplus funds.
Types of Business Accounts
Business Current Accounts
Business Current Accounts support core transactional activity related to day-to-day business operations. These accounts form the primary operating account for payments, collections, payroll, statutory obligations, and transfers.
Key features include:
Support for local and foreign currency transactions
Multi-currency capability within a single account structure (where applicable)
Integration with digital banking, payment, and cash management services
Clear transaction records and audit trails
Business Savings Accounts
Business Savings Accounts allow surplus funds to be placed in a structured account that earns profit while remaining accessible. These accounts are suitable for businesses seeking flexibility without committing funds for a fixed tenure.
Key features include:
Save while being able to deposit and withdraw funds anytime
Earn profit on eligible balances, subject to the product terms and conditions
Call Accounts
Call Accounts support structured management of surplus balances above defined operating requirements. Businesses may maintain a minimum operating balance in their current account, with excess funds automatically or manually transferred to a call account.
Key features include:
Surplus balances earn profit
Sweeping instructions can be automated on request
Liquidity is maintained without manual intervention
Investment / Term Deposit Accounts
Investment or Term Deposit Accounts allow businesses to place surplus funds for a defined period to earn higher profit. These accounts are suitable for balances not required for daily operations.
Key features include:
Higher profit potential for fixed-tenure placements
Defined investment period aligned with business cash-flow planning
Why Choose DBM for Your Business Banking Needs
Opening a business account with the Development Bank of Maldives (DBM) provides enterprises with a secure, regulated, and well-governed banking relationship tailored to operational needs, liquidity management, and prudent use of surplus funds.
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